Loan Programs

We work with many lenders to offer you the best rates and a vast portfolio of programs. We offer residential and commercial loans to fit your mortgage needs.

Shopping for a loan can be difficult. Should you take an adjustable or a fixed rate loan How do points and fees play into your loan process Should you take out a home equity line of credit With so many programs available, it may be hard to decide which program is best for you. I can help you make the best decision for you.

Residential Loans

• Purchase and Refinance
• Conforming and Jumbo loans
• Owner Occupied / Rental properties
• Fixed and Adjustable rate loans
• Zero / No Money down purchase
• No Income / No Asset documentation loans
• No Point / No Out of Pocket expenses loans
  

  • For the No Point/No Out of Pocket expenses loan, we absorb the closing costs, hence you do not pay the closing but the rate would be higher compared to if you pay the closing costs yourself.

• Non Resident Alien program (no green card)
• Stated Income loans
• Cash Out loans
• Bad Credit loans (B,C, D programs)
• Second loans
• Home Equity Line of Credit

Commercial Loans

• Apartment loans
• Mixed-Use loans
• Restaurant and Bar loans
• Motel and Storage loans
• Auto Service and Car Wash loans
• Other special purpose properties